HomeAgricultureRole of Direct Benefit Transfer in Indian agriculture

Role of Direct Benefit Transfer in Indian agriculture

Role of Direct Benefit Transfer in Indian agriculture

The program DBT (Direct Benefit Transfer) in agriculture in India launched on 1st Jan 2013 by the GoI. Further speaking, the programme aimed at bringing impartiality in the fund’s transfer system to the unprivileged. Additionally speaking, the fund transfer system was very much discrete and corrupt. Henceforth, the powerful in society have access to much of the wealth that was meant to be poor and underprivileged.

Further speaking in this regard, the central government’s aim was to bring impartiality and remove the imbalance in privileges in the system. Additionally speaking, the plan was to transfer funds directly to the AADHAR-linked bank accounts (also known as Jan Dhan accounts). Further speaking, in this regard, 34 schemes were chosen for the lower-end beneficiaries. Henceforth, the preexisting system with corruption charges has now been replaced with the new DBT in the agriculture programme.

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The importance of DBT in agriculture in India

The programme DBT in agriculture has been around 10 years, and around 35 Thousand Crore Rupees (around 4.2 Billion USD) have been transferred using the scheme. Further speaking, the DBT agriculture scheme has brought transformation and transparency in the Indian agriculture system and GoI’s fund’s transfer processes, respectively.

Hence, you can imagine the commitment and seriousness of GoI (Government of India) and the importance of DBT in agriculture. Furthermore, the accumulative beneficiary graph and eligible farmers’ graph are only increasing with time. In addition to the above facts, one of the important eligibility conditions is having ownership of fewer than 5 acres of land. In addition to the facts, a major number of farmers in India possess this eligibility.

How has DBT in agriculture benefited the farmers?: PMKSY

How has DBT in agriculture benefited the farmers

DBT in agriculture has benefited farmers significantly and in major ways. As we talked about, the primary aim of the scheme was to provide financial assistance and support to poor and underprivileged farmers. Below are some of the less-spoken benefits of the DBT scheme in agriculture.

1. Increased access to subsidies

The DBT agriculture scheme has reduced the intermediaries and, thereby, related corruption. The scheme-related funds directly transferred to the bank accounts of beneficiaries. Henceforth, there reduced corruption and misuse of government funds.

2. Improved financial inclusion of farmers

The scheme DBT in agriculture has helped to digitalise banking services in India. Furthermore, this scheme has promoted the use of mobile banking and other banking services. Henceforth, the core financial services have been made available to the most remote areas across the country. Therefore, the farmers are now able to access the subsidised schemes, plans and other direct benefit facilities from the government.

3. Enhanced impartiality in the system

The enhanced transparency has reduced corruption and mismanagement. Henceforth, building trust among farmers. Furthermore, the poor farmers now feel connected to the core economy. 

4. Enhanced targeting of lower-end beneficiaries

The enhanced banking system has brought better targeting of GoI schemes to the lower-end beneficiaries. Henceforth, there reduced corruption and increased efficiency of the administrative system. Further speaking in this regard, the reduced corruption has saved much amount of money both for central and state governments.

In addition to the above facts, DBT in agriculture scheme has brought positive changes to the life of an Indian farmer. Furthermore, it has increased a farmer’s visibility to GoI schemes and subsidies.

How to complete DBT in agriculture scheme’s registration?

How to complete DBT in agriculture scheme’s registration

As we discussed, the DBT agriculture scheme aims at providing financial assistance directly to Jan Dhan bank accounts of farmers. Below are the complete steps to DBT in agriculture scheme’s registration. 

1. Check Your Eligibility

Before starting to register yourself for the DBT Kisan Yojna, you need to check your eligibility. The standard norms of eligibility might vary across the states in the country. However, generally speaking, small, marginal, tenant and landless labourers considered eligible in this scheme.

2. Collect registration documents

The following are some of the necessary documents that are of utmost importance while registering yourself for the DBT agriculture scheme in India.

  1. Aadhar Card
  2. Bank account details (copy of passbook or cancelled cheque)
  3. Land ownership documents
  4. Ration Card (optional)

3. The online application process

Almost all states in the country have online portals for the application process for DBT in agriculture schemes. Furthermore, you can use search engines such as Google, Yahoo, etc., to easily spot registration websites for your state. Henceforth, by simply following the instructions on the registration page, you can apply online. 

Further speaking, only AADHAR-linked bank accounts considered in the application forms. Henceforth, make sure you have a bank account linked to your AADHAR Card. Also, you can easily link AADHAR to your bank account simply by using the internet or mobile banking services.

4. Submitting and tracking the status of your application

After submitting your application form, you will receive a confirmation email and/or sms regarding the same. Also, you will get an application ID after the completion of the application. Furthermore, you can track the status of your application by visiting the portal and entering the received application ID.

5. Receive benefits on approval

If your application gets approval from the concerned authorities, you will get all the benefits under DBT in the agriculture scheme.

Note: Please refer to the individual government websites from the Department of Agriculture to know the exact statewide requirements.

How much has DBT in agriculture solved the problems in India?

DBT in agriculture scheme has been launched, and problems to some extent across the country have been addressed beautifully. However, DBT Kisan Yojna is still a disputed and debated topic across the country. Speaking further, only an accumulative sum of Rs 6000 per annum per farmer has been sanctioned in this scheme. Henceforth, raising questions about the very existence of the scheme during the time of recession as the amount of money sanctioned is much lesser than the needed support.

Further speaking, the scheme of DBT agriculture is still unreachable in many areas, including areas affected by Naxalites in Jharkhand, Maharashtra and other states. Additionally speaking, this has happened due to a lack of banking infrastructure and internet accessibility. 

The Keynote 

This blog aims to discuss the role of DBT in agriculture in India. In addition, it also aims to discuss the benefits of the scheme and the major eligibility conditions. Speaking of which, the DBT agriculture scheme has benefited many farmers in India. However, the fully-fledged mission and/or intent of the scheme is yet to be implemented.

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