டிராக்டர்கள், டிரெய்லர்கள் மற்றும் பிற விவசாய கருவிகள் மற்றும் பாகங்கள் வாங்குவதற்கு நிதியளிக்க.
டிராக்டர் திட்டம்
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1 |
Purpose |
To finance purchase of Tractors, Trailers and other agricultural implements and accessories. |
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2 |
Eligibility |
Individuals, Partnership firms, companies, FSS, PACs engaged in agriculture and / or allied activities and having land holding of 8 acres of perennially irrigated land or 16 acres of dry land cultivating single crop in a year or 4 acres of irrigated land and cultivating minimum two crops in a year. |
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3 |
Nature of facility |
Term Loan
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4 |
Margin |
20%
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5 |
Security |
Primary
Collateral |
- Hypothecation of Tractor and other assets created out of Bank finance - Hypothecation of crops - Mortgage/charge on agricultural land Total value of primary and collateral security should be at least 200% of the loan amount. |
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6 |
Insurance |
Assets created out of loan have to be insured for full value. |
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7 |
Interest Rate |
Limit upto Rs.50,000/- Above Rs.50,000/- upto Rs.5.00 lacs Above Rs.5.00 lacs upto Rs.25.00 lacs Above Rs.25.00 lacs |
Base Rate + 0.50% Base Rate + 1.00% Base Rate + 1.50% Base Rate + 2.00% |
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8 |
Processing Charges |
Upto Rs.25,000/- : Nil @ Rs.120/- per lac or part thereof, maximum Rs.20,000/-. |
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9 |
Documentation Charges |
Nil |
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10 |
Repayment |
Within 7-9 years. |
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மேலும் விவரங்களுக்கு, எங்கள் அருகிலுள்ள கிளையைத் தொடர்பு கொள்ளவும்.
