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Customer Segment: Tractor Loan

  • Farmer- An Individual owning the agricultural land and whose work involves livestock and/or agriculture activities.
  • Commercial Hiring- An individual may not own the agricultural land and use the tractor only for hiring purpose.
  • Funding- Upto 90% funding
  • Repayment Tenure- Upto 7 years

Monthly/Quarterly/Half-yearly/structured based on cropping pattern and another additional income source.

Eligibility Criteria & Income Proof

  • Income proof to support repayment of loan Minimum Landholding of 2 acres based on the crops cultivated
  • Min age at the entry 18 and Max at end of tenure is 65 years.

Documents Required

  • Proof of agri land 7/12 or utara
  • KYC: Aadhar Card/PAN Card/Passport/Voters Id/Driving License/Ration Card/Utility bill
  • Latest 1 year IT return and 3 months bank statement/Any tractor, CV 12 months track record/3 years valid relevant Driving License

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